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Whenever possible, sock aside extra income towards the main sum.|Sock aside extra income towards the main sum if possible The bottom line is to inform your lender that this extra dollars has to be employed towards the main. Usually, the funds will be put on your future interest repayments. With time, paying down the main will lessen your interest repayments. When determining the amount of money to use by means of student education loans, attempt to look for the bare minimum sum necessary to get by to the semesters at problem. 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