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If you need to borrow much more, discuss this together with your counselor.|Go over this together with your counselor if you have to borrow much more If your private or substitute financial loan is your best bet, be sure to examine stuff like payment possibilities, charges, and rates of interest. {Your school could suggest some loan companies, but you're not necessary to borrow from them.|You're not necessary to borrow from them, however your school could suggest some loan companies To reduce your student loan financial debt, start off by using for grants or loans and stipends that connect to on-college campus operate. All those funds usually do not ever really need to be paid back, plus they never ever collect curiosity. 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